Bridging Finance
Move fast on opportunities with short-term finance that completes quickly.
Bridging finance is short-term lending designed for speed — perfect for buying at auction, breaking a chain, or securing a property before your existing one sells. It 'bridges' the gap until longer-term funding or a sale comes through.
Because it moves quickly and is secured against property, choosing the right lender and a clear exit strategy is essential. We'll structure the finance carefully and make sure the numbers stack up before you commit.
Key features
Fast completion
Funds arranged in days or weeks, not months.
Chain breaking
Buy before you sell and avoid losing your onward purchase.
Auction ready
Meet tight auction deadlines with certainty of funds.
Clear exit
We plan your repayment route — sale or refinance — from the start.
Is this right for you?
This could be a great fit if:
- You're buying at auction with a tight completion deadline
- You need to buy before your current property sells
- You're funding a refurbishment before refinancing
- You need short-term finance with a clear exit plan
Frequently asked questions
How quickly can bridging finance complete?
In some cases within a week or two, depending on the lender, the property and your solicitor. It's built for speed.
How is bridging repaid?
Through an agreed 'exit' — usually the sale of a property or a switch to a longer-term mortgage. We'll confirm this is realistic before proceeding.
Is it expensive?
Rates are higher than a standard mortgage because it's short-term. Used correctly for the right project, the cost is often outweighed by the opportunity it unlocks.
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I wasn't an easy case, but she stayed overhours to make sure she can find a lendor for me. After many tries she made it. I'm sure no other mortgage brooker could do it, but she did.Antoni Lorek · March 2025 28 clients recommend us
Need the funds in weeks, not months?
Ring us with your deadline and how you'll repay it. We'll tell you on the call whether bridging fits — and we'll say so if it doesn't.
