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Specialist Finance

Development Finance

Stage-released funding to take your project from plot to profit.

Development finance funds ground-up builds and major refurbishments, with money released in stages as your project progresses. It covers land purchase and build costs, keeping your cash flow healthy through the project.

Lenders focus on the scheme, your experience and the projected end value. We'll help you build a credible proposal, secure competitive terms, and line up your exit — whether that's sale or refinance onto a term product.

Key features

Staged drawdowns

Funds released as build milestones are reached, protecting cash flow.

Land & build

Cover for both the site purchase and construction costs.

New & experienced

Solutions for first-time and seasoned developers alike.

Exit planning

We help arrange sale or refinance to repay the facility.

Is this right for you?

This could be a great fit if:

  • You're undertaking a ground-up build or conversion
  • You need funding released in stages as work progresses
  • You're a developer, landlord or investor with a project
  • You want help planning a clean exit at completion

Frequently asked questions

How is development finance released?

Typically in tranches tied to build stages, verified by a monitoring surveyor, which keeps borrowing costs down as you only draw what you need.

Do I need development experience?

It helps, but first-time developers can still secure funding with a strong scheme and the right team. We'll present your case accordingly.

What happens at the end of the build?

You repay through your agreed exit — usually selling the finished units or refinancing onto a term loan. We plan this from the outset.

I wasn't an easy case, but she stayed overhours to make sure she can find a lendor for me. After many tries she made it. I'm sure no other mortgage brooker could do it, but she did. Antoni Lorek · March 2025 28 clients recommend us

Got a scheme ready to fund?

Ring us with the site, the build costs and the exit. That's the whole first conversation, and it's usually enough for us to know who to approach.

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