Life Insurance
Peace of mind that your loved ones could stay in their home, whatever happens.
Life insurance pays out a lump sum if you die during the policy term, giving your family the financial security to carry on. For most homeowners, it's the cornerstone of protecting the home you've worked hard for.
We'll help you choose the right type and amount of cover — whether that's a decreasing policy to match your mortgage or level cover to leave a lasting legacy — at a premium that fits your budget.
Key features
Clear the mortgage
A lump sum that can pay off the mortgage and protect your home.
Level or decreasing
Cover shaped to your needs, from legacy planning to mortgage protection.
Whole-of-market
We compare leading insurers to find strong cover at a fair price.
Written in trust
Guidance on placing your policy in trust for speed and tax efficiency.
Is this right for you?
This could be a great fit if:
- You have a mortgage or other debts
- You have a partner, children or dependants
- You want your family to stay in their home if you pass away
- You'd like to leave a financial legacy
Frequently asked questions
How much cover do I need?
A common starting point is enough to clear your mortgage and provide for dependants. We'll help you calculate the right amount for your situation.
What's the difference between level and decreasing cover?
Level cover pays a fixed amount; decreasing cover reduces over time to track a repayment mortgage, usually at a lower premium.
Should my policy be in trust?
Placing a policy in trust can speed up payouts and help with inheritance tax. We'll explain whether it's right for you.
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She went above and beyond her role, putting in extra time and effort to ensure everything was handled perfectly. Her professionalism, patience, and genuine care made what could have been a stressful journey feel smooth and reassuring.Cristina Cilipic · December 2025 28 clients recommend us
Want to know what cover would cost?
Your age and the size of the mortgage — that's all we need on the call to give you an idea of the price. No forms, and no medical questions at this stage.
