Remortgage
Coming to the end of your deal? Don't slip onto your lender's standard rate.
When your current deal ends, your lender usually moves you onto their standard variable rate — which is often far more expensive. Remortgaging lets you lock in a new, competitive deal and take control of your payments.
A remortgage can also release equity for home improvements, consolidate other borrowing, or restructure your mortgage as your life changes. We'll review the whole market and time the switch to avoid unnecessary charges.
Key features
Beat the SVR
Avoid your lender's costly standard variable rate when your deal ends.
Release equity
Free up cash for improvements, a deposit or other plans.
Lower payments
Restructure your term or rate to ease your monthly outgoings.
Perfectly timed
We start early so your new deal begins the moment the old one ends.
Is this right for you?
This could be a great fit if:
- Your current fixed or tracker deal is ending soon
- You're already on a standard variable rate
- You want to release equity from your home
- You'd like to reduce your monthly payments or overpay
Frequently asked questions
When should I remortgage?
Typically you can secure a new deal up to six months before your current one ends. Starting early means a seamless switch with no time on the expensive standard rate.
Will remortgaging cost me?
There may be valuation, legal and arrangement fees, though many remortgage deals include free legals and valuation. We'll show you the true net saving before you commit.
Can I remortgage to consolidate debt?
Sometimes, but it isn't always the right move. We'll give you balanced advice, as securing debt against your home increases the risk to your property.
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First-Time Buyer
Get on the property ladder with a plan built around your budget and deposit.
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Moving Home
Porting your current deal or arranging a new one — we'll compare both routes.
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Product Switch
A quick, simple switch with your existing lender before your deal ends.
Learn more →
One of the best mortgage & protection advisors in Kent. If you want to buy a house and you need someone to think it through and set up a plan, or you want to re-mortgage, or just invest in housing, Iuliana is the one to call!Eutalia Leonte · February 2023 28 clients recommend us
When does your current deal end?
Have the date to hand and give us a ring. That one number is all we need to tell you what to do next, and when to do it.
