New Build Mortgages
Buying new? We keep pace with developer deadlines so you don't lose your home.
New build purchases come with their own quirks — tight developer deadlines, exchange within a set number of days, and lenders who treat new builds differently. Miss a deadline and you could lose your reservation and deposit.
We know which lenders are comfortable with new builds and how to move quickly. We'll manage the timeline, valuation and any incentives so your purchase completes smoothly and on schedule.
Key features
Deadline ready
We work to developer exchange deadlines so you never lose your plot.
New-build lenders
Access lenders who understand new-build valuations and criteria.
Incentives handled
We factor in developer incentives that some lenders cap or restrict.
Extended offers
Where possible, secure offers valid long enough for build completion.
Is this right for you?
This could be a great fit if:
- You're reserving or buying a new-build home
- You're working to a developer's exchange deadline
- You want a lender comfortable with new-build incentives
- You need certainty that your mortgage will complete on time
Frequently asked questions
Why are new-build mortgages different?
Lenders can value new builds more cautiously and cap developer incentives. Choosing the right lender from the start avoids delays and shortfalls.
How fast can you move?
We prioritise new-build cases and push applications through quickly to hit tight exchange deadlines, often within the developer's required timeframe.
What if my offer expires before completion?
New builds can take months to finish. We'll look for lenders offering longer offer validity, and manage any extension needed.
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We just completed the purchase of our first home, and we honestly couldn't have done it without Iuliana's help and support throughout the whole process. Buying a first home can feel stressful and confusing at times, but she made everything so much easier for us. We always felt supported and in safe hands.Marcela Tirsina · May 2026 28 clients recommend us
Got an exchange deadline to hit?
Ring us with the date and the developer's incentives. We'll tell you on the call whether it's doable and which lenders to aim at.
