Moving Home Mortgages
Ready for your next home? We'll make the move smooth and cost-effective.
Moving home often means juggling a sale and a purchase at the same time. We take the pressure off by handling the mortgage side, so you can focus on finding the right place.
You may be able to port your existing deal to the new property, or a fresh mortgage might work out cheaper. We'll compare both routes carefully and recommend the one that leaves you better off.
Key features
Port or switch
We compare keeping your current deal against a brand-new mortgage.
Borrow more
Arrange additional borrowing to fund your next step up the ladder.
Timing managed
We coordinate with estate agents and solicitors to keep the chain moving.
Early-repayment check
We factor in any charges so there are no nasty surprises.
Is this right for you?
This could be a great fit if:
- You're selling your current home and buying another
- You want to know whether to port your existing mortgage
- You need to borrow more for a larger property
- You want the process coordinated so nothing slips
Frequently asked questions
What does 'porting' mean?
Porting is transferring your existing mortgage deal to your new property. It can help you avoid early repayment charges — we'll check whether it's genuinely your best option.
Can I borrow more when I move?
Yes. If you need a larger loan, we'll arrange the additional borrowing, subject to affordability and the lender's criteria.
When should I start?
As early as possible — ideally before you list your current home — so you know your budget and can move quickly when you find the right place.
You might also like
First-Time Buyer
Get on the property ladder with a plan built around your budget and deposit.
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Remortgage
Switch to a better rate, release equity or reduce your monthly payments.
Learn more →
Product Switch
A quick, simple switch with your existing lender before your deal ends.
Learn more →
We've just completed on our new home and I can't recommend Iuliana highly enough. It was a long and at times stressful process, but she was there every step of the way, always available to help, provide guidance, and keep everything moving.Kirsty Stockman · May 2026 28 clients recommend us
Take the mortgage with you, or start fresh?
Have your current lender and rate to hand and give us a ring. We'll tell you on the call which way round works out cheaper.
