Expat Mortgages
Living abroad but investing in UK bricks and mortar? We can help.
If you're a British national living overseas, getting a UK mortgage can be tricky — many high-street lenders shy away from foreign income and non-UK residency. Specialist expat lenders, however, are set up exactly for your situation.
We work with lenders comfortable with overseas income, a range of currencies and international circumstances, so you can buy a home, invest in buy-to-let, or refinance UK property from wherever you are in the world.
Key features
Overseas income
Lenders who accept foreign salaries and multiple currencies.
Residential & BTL
Finance for a UK home or an investment property to let.
Global reach
Solutions for expats across many countries and employment types.
Remote process
We manage everything by phone and email around your time zone.
Is this right for you?
This could be a great fit if:
- You're a UK national living and working abroad
- You want to buy or refinance property in the UK
- Your income is paid in a foreign currency
- High-street lenders have turned you away
Frequently asked questions
Can I get a UK mortgage if I'm paid in a foreign currency?
Yes — specialist lenders accept many currencies, though some apply an adjustment. We'll match you to the most suitable option.
Is the deposit higher for expats?
Often slightly higher than for UK residents, but competitive deals are available. We'll find the best terms for your circumstances.
Can I do it all remotely?
Absolutely. We handle the whole process by phone and email, working around your location and time zone.
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I wasn't an easy case, but she stayed overhours to make sure she can find a lendor for me. After many tries she made it. I'm sure no other mortgage brooker could do it, but she did.Antoni Lorek · March 2025 28 clients recommend us
Living abroad, buying in the UK?
Tell us which country you're in and how you're paid. We'll tell you on the call whether lenders will look at you — most won't, some will.
