Commercial Mortgages
Finance to buy, refinance or invest in commercial property — arranged through our business partners.
A commercial mortgage helps you buy or refinance premises for your business, or invest in commercial property to let. Lending is assessed on the strength of the business or the investment and terms are tailored rather than off-the-shelf.
Homeway Mortgages does not advise on commercial lending. What we do is listen to what you are trying to do, tell you honestly whether it looks worth pursuing and introduce you to one of our business partners who work in this market every day. They take the case from there and set out their own terms and any fees before you commit to anything.
Key features
Owner-occupier
Buy the premises your business trades from and build equity.
Commercial investment
Finance for offices, retail, industrial and mixed-use property.
A specialist, not a generalist
Your case goes to a partner who works in commercial lending every day.
No cost for the introduction
We take no fee and no commission for putting you in touch.
Is this right for you?
This could be a great fit if:
- You want to buy the premises your business occupies
- You're investing in commercial or mixed-use property
- You need to refinance existing commercial borrowing
- You'd rather be pointed to a specialist than start from scratch
Frequently asked questions
Do you arrange commercial mortgages yourselves?
No. Commercial lending sits outside what we advise on, so we introduce you to one of our business partners who specialise in it. They handle the advice, the application and the lender relationship.
Does the introduction cost me anything?
No. We take no fee and no commission for the introduction. Our business partners will confirm their own terms and any fees with you before you commit.
How much can I borrow?
It depends on the property, your business finances and the deal type. Our business partners will assess your case and approach the lenders best suited to it.
What deposit is needed?
Commonly 25–40% depending on the asset and risk, though it varies. Our partners will look for the most competitive structure available to you.
Can I get a commercial mortgage for a new business?
It can be harder, but not impossible with the right presentation and lender. We'll say honestly whether it looks worth pursuing before we make an introduction.
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I wasn't an easy case, but she stayed overhours to make sure she can find a lendor for me. After many tries she made it. I'm sure no other mortgage brooker could do it, but she did.Antoni Lorek · March 2025 28 clients recommend us
Buying premises, or refinancing them?
Ring us with the figures and what the business does. We'll tell you whether it looks worth pursuing and put you in touch with the right partner — at no cost to you.
