Commercial Mortgages
Finance to buy, refinance or invest in commercial property.
A commercial mortgage helps you buy or refinance premises for your business, or invest in commercial property to let. Lending is assessed on the strength of the business or the investment, and terms are tailored rather than off-the-shelf.
The commercial market is relationship-driven and criteria vary hugely. We know the lenders, present your case in the best light, and negotiate terms that work for your plans — from a single unit to a mixed-use portfolio.
Key features
Owner-occupier
Buy the premises your business trades from and build equity.
Commercial investment
Finance for offices, retail, industrial and mixed-use property.
Tailored terms
Bespoke lending shaped around your business and the asset.
Strong presentation
We package your application to give lenders confidence.
Is this right for you?
This could be a great fit if:
- You want to buy the premises your business occupies
- You're investing in commercial or mixed-use property
- You need to refinance existing commercial borrowing
- You want a broker who understands business lending
Frequently asked questions
How much can I borrow?
It depends on the property, your business finances and the deal type. We'll assess your case and approach lenders best suited to it.
What deposit is needed?
Commonly 25–40% depending on the asset and risk, though it varies. We'll find the most competitive structure available to you.
Can I get a commercial mortgage for a new business?
It can be harder, but not impossible with the right presentation and lender. We'll advise honestly on your prospects.
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I wasn't an easy case, but she stayed overhours to make sure she can find a lendor for me. After many tries she made it. I'm sure no other mortgage brooker could do it, but she did.Antoni Lorek · March 2025 28 clients recommend us
Buying premises, or refinancing them?
Ring us with the figures and what the business does. We'll tell you where the deal is likely to sit with lenders before you go any further.
