Home Insurance
Protect the bricks, and everything inside, against the unexpected.
Your home is likely your largest asset, and most lenders require buildings insurance as a condition of your mortgage. The right policy protects the structure of your home and, with contents cover, everything you keep inside it.
We'll help you arrange cover that genuinely reflects your home's rebuild cost and your possessions — so you're neither underinsured nor paying for cover you don't need.
Key features
Buildings cover
Protection for the structure of your home against fire, flood and more.
Contents cover
Cover for your belongings, from furniture to valuables.
Correctly valued
We help you insure for the true rebuild cost, avoiding underinsurance.
Optional extras
Accidental damage, personal possessions and legal cover where useful.
Is this right for you?
This could be a great fit if:
- You're buying a home and need buildings insurance in place
- You want to protect your possessions and valuables
- You'd like the structure and contents covered together
- You want cover that reflects your home's real rebuild cost
Frequently asked questions
Do I have to have buildings insurance?
Most lenders require it from the point of exchange. It protects the structure you're borrowing against, so it's essential.
What's the difference between buildings and contents?
Buildings covers the structure and permanent fixtures; contents covers your movable belongings. Many policies combine both.
How do I know how much cover I need?
Buildings cover should match the rebuild cost, not the market value, and contents should reflect what it would cost to replace your possessions. We'll help you get both right.
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Iuliana was amazing to work with — professional, supportive, and extremely knowledgeable. She made the mortgage process smooth and stress-free. I highly recommend her!Doina Caldare · December 2025 28 clients recommend us
Are you insured for the true rebuild cost?
Have your renewal to hand and ring us. Two minutes is enough to spot whether you're underinsured — and it's the mistake that costs the most.
