Let to Buy Mortgages
Keep your current home as a rental while you move onwards.
Let to buy lets you keep your existing home and rent it out, while buying a new property to live in. It's ideal if you can't or don't want to sell — perhaps the market is slow, or you'd like to hold the property as a long-term investment.
It involves two mortgages at once: a buy-to-let remortgage on your current home and a residential mortgage on the new one. We'll coordinate both, often releasing equity from your existing home to fund the onward deposit.
Key features
Two mortgages, one plan
We arrange the buy-to-let and residential deals together.
Release a deposit
Free up equity from your current home for the new purchase.
Keep an asset
Hold onto your existing property as a long-term investment.
Coordinated timing
We line up both transactions to complete smoothly.
Is this right for you?
This could be a great fit if:
- You want to move but keep your current home as a rental
- Selling is difficult or you'd rather not
- You want to release equity for a new deposit
- You're comfortable becoming a landlord
Frequently asked questions
How does let to buy differ from buy-to-let?
Let to buy specifically covers renting out your current home while buying a new one to live in — it involves both a buy-to-let and a residential mortgage at the same time.
Can I release a deposit from my current home?
Often yes. Remortgaging your existing property onto a buy-to-let can release equity to put towards your new home.
Is it more complex?
There are more moving parts, but that's exactly what we manage for you — coordinating both mortgages so everything completes together.
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One of the best mortgage & protection advisors in Kent. If you want to buy a house and you need someone to think it through and set up a plan, or you want to re-mortgage, or just invest in housing, Iuliana is the one to call!Eutalia Leonte · February 2023 28 clients recommend us
Keep your home and buy the next one?
Give us the value of your place and what it would rent for. One call is usually enough to know whether the numbers work.
